About Florida Windstorm Insurance
A free, licensed resource for Florida homeowners navigating one of the most complex insurance markets in the country.
Who We Are
Florida Windstorm Insurance is a free educational resource and licensed insurance referral platform built specifically for Florida homeowners. We are operated by a licensed Florida insurance agent serving all 67 Florida counties. Our goal is simple: give Florida homeowners clear, honest answers about windstorm coverage, hurricane deductibles, Citizens Insurance, and wind mitigation — without the jargon and without the sales pressure.
Florida's property insurance market is unlike any other state. Carriers have been leaving, rates have tripled, and homeowners are confused about what their policies actually cover. We built this site to cut through that confusion.
What We Do
We publish in-depth, regularly updated guides on windstorm insurance, hurricane deductibles, Citizens Insurance alternatives, wind mitigation inspections, and Florida-specific coverage questions. Every article is written or reviewed by a licensed Florida insurance professional and updated to reflect current 2026 market conditions.
When you request a quote through our site, we connect you with licensed Florida insurance agents who can compare rates from multiple carriers. We do not sell insurance directly — we match you with the right licensed professional for your situation. There is no obligation and no fee to you.
Our Credentials
- ✓ Licensed Florida Insurance Agent
- ✓ Serving all 67 Florida counties
- ✓ Specializing in windstorm, hurricane, and homeowners coverage
- ✓ Available Monday–Friday 9am–9pm, Saturday 12pm–5pm
- ✓ Fort Lauderdale, FL based — serving statewide
Why Florida Windstorm Coverage Is Different
Most Florida homeowners are surprised to learn that their standard homeowners insurance policy handles windstorm damage differently than other perils. In many coastal counties, windstorm coverage is either excluded from standard policies or comes with a separate, percentage-based deductible that can be significantly higher than the standard deductible. Understanding this distinction — and knowing how to minimize your exposure — is exactly what this site is designed to help with.
Contact Us
Have a question about your windstorm coverage, Citizens Insurance, or your hurricane deductible? Call us at (435) 612-1009 or request a free quote online. We are available Monday through Friday 9am–9pm and Saturday 12pm–5pm.