Wind Mitigation Florida

Wind Mitigation Discounts Florida:
Save Up to 45% on Your Premium

A $150–$200 wind mitigation inspection is the single best investment a Florida homeowner can make. It can save you $500–$2,000+ per year on your windstorm insurance premium.

What Is a Wind Mitigation Inspection?

A wind mitigation inspection is an assessment by a licensed inspector of your home's wind-resistant features. Florida law requires insurers to offer premium discounts for homes with qualifying features. The inspection documents these features so your insurer can apply the appropriate discounts.

What Features Qualify for Discounts?

Hip Roof Shape

Up to 30%

Hip roofs (all sides slope down) are significantly more wind-resistant than gable roofs.

Impact-Resistant Windows & Doors

Up to 45%

Hurricane-rated impact glass or storm shutters on all openings.

Roof Deck Attachment

Up to 15%

Clips or wraps securing roof deck to trusses provide superior wind resistance.

Roof-to-Wall Connection

Up to 20%

Hurricane straps or clips connecting the roof structure to the walls.

Roof Covering

Up to 10%

FBC-compliant roofing materials installed to current building code.

Opening Protection